User Agreement

User Agreement

MyCover Risk Insurance Brokers Pvt. Limited (hereinafter referred to as MyCover) operates the website www.getmycover.com to provide consumers choice and an easy way to buy Insurance products from multiple Insurance companies. MyCover is not an insurance company. MyCover is a licensed Insurance Broking Company holding a Broking licence from the Insurance Regulatory and Development Authority (IRDA), India.

IRDA broking licence no.157,IRDAI/DB/111/03

Our participating insurance providers (hereinafter referred to as ‘participating providers’) supply some of the information available on the Website and therefore there may be inaccuracies in the information given on the website over which MyCover has limited control.

MyCover does not warrant or guarantee the Timeliness, accuracy or completeness of the Website Information; or quality of the results obtained from the use of the Website.

To the maximum extent permitted by law, MyCover has no liability in relation to or arising out of the Website Information and Website recommendations. You are responsible for the final choice of your product and you should take time to read through all information supplied before proceeding. If you are in any doubt regarding a product or its terms you should seek further advice from MyCover or the relevant participating provider before choosing your product.

MyCover may pass on your personal information to the relevant participating provider if you apply to purchase a product through www.getmycover.com , however, MyCover does not guarantee when or if you will actually acquire the product that you have chosen. MyCover does not accept any liability arising out of circumstances where there is delay in you acquiring the product you have chosen.

Please note that MyCover is only collecting or assisting in collecting the premium deposit on behalf of the insurer you have chosen to buy the policy. The acceptance of the deposit as premium and final issuance of the policy is subject to the underwriting norms and discretion of the Insurer/Participating Provider whose policy you have chosen to buy on which MyCover has no control.

By visiting our website and accessing the information, resources, services, products, and tools we provide, you understand and agree to accept and adhere to the following terms and conditions as stated in this agreement.

We reserve the right to change this User Agreement from time to time without notice. You acknowledge and agree that it is your responsibility to review this User Agreement periodically to familiarize yourself with any modifications. Your continued use of this site after such modifications will constitute acknowledgment and agreement of the modified terms and conditions.

Responsible Use and Conduct

By visiting our website and accessing the information, resources, services, products, and tools we provide for you, either directly or indirectly (hereafter referred to as ‘Resources’), you agree to use these Resources only for the purposes intended as permitted by (a) the terms of this User Agreement, and (b) applicable laws, regulations and generally accepted online practices or guidelines.

Wherein, you understand that:

Privacy

Your privacy is very important to us, which is why we’ve created a separate Privacy Policy in order to explain in detail how we collect, manage, process, secure, and store your private information. Our privacy policy is included under the scope of this User Agreement. To read our privacy policy in its entirety, click here.

Limitation of Warranties

By using our website, you understand and agree that all Resources we provide are “as is” and “as available”. This means that we do not represent or warrant to you that:

Limitation of Liability

In conjunction with the Limitation of Warranties as explained above, you expressly understand and agree that any claim against us shall be limited to the amount you paid, if any, for use of products and/or services. MyCover will not be liable for any direct, indirect, incidental, consequential or exemplary loss or damages which may be incurred by you as a result of using our Resources, or as a result of any changes, data loss or corruption, cancellation, loss of access, or downtime to the full extent that applicable limitation of liability laws apply.

Copyrights/Trademarks

All content and materials available on http://www.getmycover.com/, including but not limited to text, graphics, website name, code, images and logos are the intellectual property of MyCover Risk Insurance Broking Pvt. Ltd., and are protected by applicable Intellectual Property laws. Any inappropriate use, including but not limited to the reproduction, distribution, display or transmission of any content on this site is strictly prohibited, unless specifically authorized by MyCover

Termination of Use

You agree that we may, at our sole discretion, suspend or terminate your access to all or part of our website and Resources with or without notice and for any reason, including, without limitation, breach of this User Agreement. Any suspected illegal, fraudulent or abusive activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities. Upon suspension or termination, your right to use the Resources we provide will immediately cease, and we reserve the right to remove or delete any information that you may have on file with us, including any account or login information.

Governing Law and Jurisdiction

Any dispute connected with or in relation to the terms of this agreement or interpretation thereof will be governed by the laws of the Republic of Indian and all such disputes will be subject to the exclusive jurisdiction of the courts in New Delhi only.

Furthermore, any action to enforce this User Agreement shall be brought in the federal or state courts located in India, Delhi You hereby agree to personal jurisdiction by such courts, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.

Disclaimer

UNLESS OTHERWISE EXPRESSED, MyCover EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND.

Contact Information

If you have any questions or comments about these our Terms of Service as outlined above, you can contact us at:

3rd Floor, 67/5, New Rohtak Road,

Karol Bagh.